Short answer: Fintool built a genuinely good AI chat over SEC filings and earnings transcripts — and in 2026 it announced its acquisition by Microsoft (the announcement is on fintool.com). What that means for standalone availability, pricing and roadmap is for Fintool and Microsoft to say, and we won't speculate. But acquisitions are when careful users re-evaluate, so here's the honest map of where to go, depending on what you actually used Fintool for.
You want filings-first research with numbers you can verify
AnalystBook (from $49/month, self-serve) — full disclosure: our product. The architectural difference from any chat-first tool: instead of AI retrieval over documents, AnalystBook organizes every company's filings into a source-linked record — financials, segments, forensic red flags, pay, insiders — and puts a grounded AI analyst on top. Numbers are computed directly from the filing, never generated; every AI claim carries a citation; questions the filings can't answer get an honest refusal. What we deliberately don't have: earnings-call transcripts (Fintool's strong suit) and screening. The full honest comparison is here.
You lived in transcripts and want an institutional platform
Hudson Labs (from $100/month billed annually) — filings plus transcripts, decks and consensus estimates with AI screening and scheduled agents; Core caps at 25 queries/day, the Institutional tier is custom-priced. AlphaSense (enterprise, custom quote) adds broker research and expert calls on top — the full institutional bundle, at institutional prices.
You mostly need fast access to the documents
BamSEC (freemium) — the quickest way to find and read filings and exhibits, no AI layer to trust or distrust.
You want a free-tier starting point with AI chat
Fiscal.ai (freemium) — fundamentals and KPIs with an AI chat layer; lighter on filing-level depth and source links you can trace.
The honest bottom line
If Fintool continues as you know it, there may be nothing to do — wait and see. If you'd rather not wait on an acquirer's roadmap, pick by workflow: transcripts-heavy institutional desk → Hudson Labs or AlphaSense; documents only → BamSEC; verifiable filings-first research with a thesis that compounds → that's the exact job AnalystBook is built for, and the trial is 14 days with no card.