01
See the maturity wall before it matters.
Debt by maturity year, extracted from the filings into one schedule per company — plus leverage history and sector percentiles, so 'is this normal for the industry' is a lookup, not a spreadsheet project.
For credit analysts
Equity reads the story.
You read the downside.
Credit work lives in the parts of the filing everyone else skims: maturity schedules, footnotes, auditor language, the gap between adjusted EBITDA and cash. AnalystBook extracts exactly those — by fixed rules, linked to the source, and refreshed on every filing.
14-day free trial — no credit card required. Cancel anytime.
Three workflows it changes.
02
Let the distress signals come to you.
Sector-calibrated Altman Z (the right formula per sector — never a manufacturer's model on a bank), going-concern and auditor-change flags, SEC comment letters, and an EBITDA reality check that shows how far adjusted figures drift from GAAP — recomputed the day each filing lands.
03
Read the footnotes without the 200-page scroll.
The reader extracts sections and footnotes, flags what changed against the prior period — new debt language, covenant-relevant edits, fresh risk factors — and Ana answers targeted questions with the verbatim text cited.
FAQ
Common questions.
Does it have bond prices or spreads?
No — deliberately. AnalystBook is the fundamental, filings-side of credit work: capital structure, maturities, distress signals, disclosure changes. Pair it with your pricing terminal; it replaces the reading, not the market data.
How is the Altman Z-Score handled across sectors?
Sector-calibrated: the original Z for manufacturers, Z' and Z'' variants where the classic formula doesn't apply, with the banding shown honestly (safe / grey / distress). The score is computed from filing data — the same filing always yields the same score — and never applied as a one-size-fits-all formula.
Can I track a watchlist of credits?
Yes. Follow the issuers you cover and one feed shows new filings, guidance changes, auditor and going-concern flags, forensic-score moves and insider activity the day they land — with your notes and reviews kept per company.
Where do the numbers come from?
Official SEC filings only — the machine-readable financials (XBRL) plus the disclosure text itself — with every figure linked to the paragraph it came from. No third-party feeds, so nothing sits between you and the record.
The product
Five pieces, one workspace.
Start with one company.
Research it from the source.
14 days free, no credit card required. Cancel any time before the trial ends.