See the maturity wall before it matters.
Debt by maturity year, extracted from the filings into one schedule per company — plus leverage history and sector percentiles, so 'is this normal for the industry' is a lookup, not a spreadsheet project.
For credit analysts
Equity reads the story.
You read the downside.
Credit work lives in the parts of the filing everyone else skims: maturity schedules, footnotes, auditor language, the gap between adjusted EBITDA and cash. AnalystBook extracts exactly those — by fixed rules, straight from the filings, and refreshed on every filing.
Plans from$41 /mo, billed annually
Start 14-day free trialNo credit card required. Cancel anytime.
NKE 10-Q · Quarterly report · as filedOriginal document · Ana on this filing
- Item 1 · Financial Statements & NotesExtracted
- Item 2 · MD&ARead by Ana
- Item 1A · Risk FactorsExtracted
- Original documentSEC.gov one click away
You: “What partially offset the gross-margin gain?” · Ana, quoting this 10-Q’s MD&A: higher other costs, about 40 basis points; lower NIKE Brand ASP, about 30; lower Converse margin, about 10.
Three workflows it changes.
Let the distress signals come to you.
Sector-calibrated Altman Z (the right formula per sector — never a manufacturer's model on a bank), going-concern and auditor-change flags, SEC comment letters, and an EBITDA reality check that shows how far adjusted figures drift from GAAP — recomputed the day each filing lands.
Read the footnotes without the 200-page scroll.
The reader keeps the original filing, with its sections and footnotes extracted so Ana can read them. Ask a targeted question — the debt terms, a covenant, a risk factor — and she answers with the verbatim text cited.
FAQ
Common questions.
Does it have bond prices or spreads?
No — deliberately. AnalystBook is the fundamental, filings-side of credit work: capital structure, maturities, distress signals, disclosure changes. Pair it with your pricing terminal; it replaces the reading, not the market data.
How is the Altman Z-Score handled across sectors?
Sector-calibrated: the original Z for manufacturers, Z' and Z'' variants where the classic formula doesn't apply, with the banding shown honestly (safe / grey / distress). The score is computed from filing data — the same filing always yields the same score — and never applied as a one-size-fits-all formula.
Can I track a watchlist of credits?
Yes. Follow the issuers you cover and one feed shows new filings, guidance changes, auditor and going-concern flags, forensic-score moves and insider activity — with your notes and reviews kept per company.
Where do the numbers come from?
Official SEC filings only — the machine-readable financials (XBRL) plus the disclosure text itself — extracted by fixed rules, never estimated. No third-party feeds, so nothing sits between you and the record.
The product
One workspace, every piece.
Start with one company.
Research it from the source.
14 days free, no credit card required. Cancel any time before the trial ends.