Choose Fintool if…
Your workflow is conversational and transcript-heavy — you want to chat across SEC filings, earnings calls, and conference presentations at scale, and you're comfortable verifying AI-generated figures yourself.
AnalystBook vs Fintool
Conversational AI for filings.
Plus numbers you don't re-check.
Fintool is an AI chat over SEC filings and earnings transcripts for professional investors — and in 2026 it announced its acquisition by Microsoft, which has many users re-evaluating. AnalystBook gives you grounded AI too — plus numbers you don't have to re-check, sector-calibrated forensic scores, a structured dossier, and a research workspace — from $49/month, self-serve. Here's an honest look at where each one wins.
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The difference
AI Intelligence you can verify.
AnalystBook's Intelligence Brief reads the official filing and writes the analysis in plain language, grounded in the source. The numbers are computed, not generated, so the same filing always returns the same answer. And you can ask Ana, our in-app AI research analyst, anything about a company: she answers from AnalystBook's own structured, industry-aware data — the filings we organize for every U.S. public company — citing her sources and declining whatever she can't ground. Because we structure and own that data, she reasons over clean, comparable facts, not loose document text. Like any AI it can still make mistakes — which is exactly why her answers cite their sources for you to verify. Intelligence you can verify, not a chatbot you second-guess.
At a glance
AnalystBook vs Fintool, side by side.
| Fintool | AnalystBook | |
|---|---|---|
| Built for | Professional public-equity investors | Individual analysts, small funds & family offices |
| Pricing | Professional plans · contact sales (announced its acquisition by Microsoft, 2026) | From $49/month · 14-day free trial · self-serve · Enterprise available |
| Intelligence Brief | Conversational answers over filings & transcripts | Reads the actual filings and writes the analysis in plain English — bound to the source, so it states only what the filing supports |
| AI research assistant | AI chat over filings & earnings calls | Ana, our in-app AI research analyst — reasons only over our structured, industry-aware company data, cites her sources, and refuses anything she can't ground |
| The numbers | AI-generated from documents | Computed straight from the filing, never generated — the same filing gives the same numbers |
| Verify a claim | Answers carry citations | One click to the source |
| Forensic scores | Not a forensic tool | Altman Z, Beneish M & earnings quality — sector-calibrated |
| Structured dossier | Chat-first — ask for the data | Pre-built dossier: business, financials, governance, ownership |
| Research workspace | Saved chats & notes | A complete research workspace — build and track your thesis, take notes, manage to-dos, watchlist & quarterly reviews; everything persists per company |
| Coverage | SEC filings & earnings transcripts | U.S. & U.S.-listed international public companies — from official filings only |
Which one is right for you
Pick the tool that fits the work.
Choose AnalystBook if…
You want grounded AI plus numbers you can trust without re-checking — computed, not generated — alongside sector-calibrated forensic scores, a structured dossier, and Ana, an analyst that won't answer beyond the filing, for $49/month self-serve.
FAQ
Common questions.
What does Fintool's acquisition by Microsoft mean for users?
Fintool announced in 2026 that it has been acquired by Microsoft (the announcement is on fintool.com). What that means for standalone availability, pricing, and roadmap is for Fintool and Microsoft to say — we won't speculate. If you're re-evaluating your setup, this page is an honest look at how AnalystBook compares for filings-first fundamental research.
Is AnalystBook a Fintool alternative?
Yes, if you want grounded AI plus numbers you don't have to re-check. Fintool is a conversational AI chat over SEC filings and earnings transcripts; AnalystBook adds figures computed straight from the filing (never generated), sector-calibrated forensic scores, a structured dossier, and a research workspace, from $49/month self-serve. Fintool is the better fit if your workflow is chat-first and transcript-heavy.
What is the difference between Ana and Fintool's AI chat?
Ana answers only from AnalystBook's own structured, industry-aware data — the official filings we organize and index for every U.S. public company — cites her sources, and is fail-closed: if she can't ground an answer in the source, she declines rather than guessing. She uses no open web or outside knowledge and gives no buy, sell, or hold verdicts, and she's pre-scoped to the company you're viewing. Because we own and structure that data, she reasons over clean, comparable facts, not loose document text. Like any AI she can still err, so her answers cite their sources for you to verify.
Can I trust AnalystBook's numbers?
The numbers are deterministic — computed from the filing rather than generated by a language model — so the same filing always yields the same figures. The written analysis is AI, held to the source and built to surface only what's in the filing. Like any AI it can still make mistakes, which is why sources are cited for you to verify. For research only; not investment advice.
Is AnalystBook just for reading filings, or does it organize my research too?
Both. Beyond the dossier and the Intelligence Brief, AnalystBook is a research workspace: follow the companies you cover, keep notes pinned to the filing, track open theses and to-dos, and get quarterly review reminders. Your work persists per company, so you pick up where you left off months later.
Weighing more than two options? Read the full guide: Fintool alternatives after the Microsoft acquisition.
Read the filing without reading the filing.
14 days free. Sources cited, every number computed.
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