← Research LibraryThe BriefFY2025 10-K · headline figures audited against SEC data
U.S. Bancorp grew revenue 4.4% to $28.66B and net income 20.2% to $7.57B, while operating cash flow fell 29.8% and buybacks restarted at $0.49B
The read at a glance✓ Audited against SEC data
- Growth — Revenue up 4.4% to $28.66BOK
- Profitability — Net income up 20.2% to $7.57B; net margin 26.42%OK
- Balance sheet — Deposits $522.2 billion; total equity up 11.3% to $65.19BNote
- Capital allocation — Dividends $3.17B; buybacks $0.49BNote
- Cash flow — Operating cash flow down 29.8% to $7.97B as net income roseWatch
Business
U.S. Bancorp is a Minneapolis bank holding company whose bank, U.S. Bank National Association, held $522.2 billion of deposits at December 31, 2025 and runs 2,075 branches across 26 states, mainly in the Midwest and West. Beyond lending and deposits it is one of the largest U.S. providers of corporate and purchasing cards and corporate trust services, and a merchant processor.
Where the revenue comes from
Fiscal 2025, as US BANCORP DE reports it. History and quarterly detail are in the app.
- Wealth, Corporate, Commercial and Institutional Banking$12.1B
- Consumer and Business Banking$8.9B
- Payment Services$7.4B
Leadership changes
From US BANCORP DE's own filings, the day they're filed.
- Gunjan Kedia · President · appointmenteff. 2025-04-15
- S. Bancorp · President · appointmenteff. 2025-04-15
- Gunjan Kedia · Chief Executive Officer · appointmenteff. 2025-04-15
Latest filings
- 8-K · Company announcement2026-10-15
- 10-Q · Quarterly report2026-08-06
- 8-K · Company announcement2026-07-16
- 8-K · Company announcement2026-06-24
- 10-Q · Quarterly report2026-05-04
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about US BANCORP DE, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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