Business
Upstart Holdings, Inc.: Moreover, we operate in a very competitive and rapidly changing environment.
Revenue increased 64.0% to $1.04B, while Net income increased 141.7% to $53.6M.
The read at a glance✓ Audited against SEC data
- Earnings — FY2025 net income $53.6MOK
- Profitability — Net income $53.6MOK
- Balance-sheet lens — Credit, capital, funding and liquidityNote
- Accounting — No applicable forensic screenNote
- Insiders — 2 buys; 27 sells in 365 daysOK
- Capital — Comparable payout data unavailableNote
Where the revenue comes from
Fiscal 2025, as Upstart Holdings, Inc. reports it. History and quarterly detail are in the app.
- Origination fees$7.6M
- Subscription fee$4.7M
Leadership changes
From Upstart Holdings, Inc.'s own filings, the day they're filed.
- Jeff Huber · departureeff. 2026-05-28
- Paul Gu · Chief Executive Officer · appointmenteff. 2026-05-01
- Andrea Blankmeyer · Chief Financial Officer · appointmenteff. 2026-03-16
Latest filings
- 10-Q · Quarterly report2026-08-04
- 8-K · Company announcement2026-08-04
- 8-K · Company announcement2026-05-28
- 8-K · Company announcement2026-05-19
- 10-Q · Quarterly report2026-05-05
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about Upstart Holdings, Inc., every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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