← Research LibraryThe BriefFY2025 20-F · headline figures audited against SEC data
UBS, the Swiss wealth manager that absorbed Credit Suisse, lifted net profit 51.5% to $7.80B in 2025 and returned $6.4 billion to shareholders, while proposed Swiss rules could require about $37bn more capital
The read at a glance✓ Audited against SEC data
- Growth — Fee and commission income plus net interest income up 7.0% to $38.33BOK
- Profitability — Net profit up 51.5% to $7.80B; return on tangible equity 6.5% to 9.5%OK
- Capital — CET1 capital ratio 14.3% to 14.4%Note
- Efficiency — Cost / income ratio 84.8% to 81.1%, still above targetWatch
- Integration — Credit Suisse integration to be substantially complete by end of 2026Note
Business
UBS is a Zurich-based global bank built around wealth management, organized in five business divisions: Global Wealth Management, Personal & Corporate Banking in Switzerland, Asset Management, the Investment Bank, and Non-core and Legacy, which holds former Credit Suisse positions being wound down. Invested assets reached USD 7,005bn at the end of 2025.
Latest filings
- 6-K · Company announcement (foreign filer)2026-08-14
- 6-K · Company announcement (foreign filer)2026-07-30
- 6-K · Company announcement (foreign filer)2026-07-29
- 6-K · Company announcement (foreign filer)2026-07-29
- 6-K · Company announcement (foreign filer)2026-07-29
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about UBS Group AG, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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