The read at a glance
Computed from the FY2025 annual filing. Full history and the components behind each score are in the app.
- Earnings-manipulation signal · Beneish M -2.36 — no flag raisedOK
- Earnings quality 100/100 — accruals in line with cashOK
Where the revenue comes from
Fiscal 2025, as TWFG, Inc. reports it. History and quarterly detail are in the app.
- Commission income$221.0M
- Agency-in-a-box$152.8M
- TWFG MGA$50.8M
- Corporate Branches$43.2M
- Contingent income$13.1M
Leadership changes
From TWFG, Inc.'s own filings, the day they're filed.
- Eugene N. Padgett · Chief Accounting Officer · departureeff. 2026-07-21
- Eugene N. Padgett · Principal Accounting Officer · appointmenteff. 2025-01-20
- Janice Zwinggi · Principal Financial Officer · appointmenteff. 2025-01-20
Latest filings
- 8-K · Company announcement2026-08-13
- 10-Q · Quarterly report2026-08-06
- 8-K · Company announcement2026-08-05
- 8-K · Company announcement2026-07-24
- 8-K · Company announcement2026-05-28
In the full recordFree for 14 days
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about TWFG, Inc., every answer cited to the official filings🔒
- The Intelligence Brief — added when TWFG, Inc.'s brief passes our SEC-figure check🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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