← Research LibraryThe BriefFY2025 10-K · headline figures audited against SEC data
Revenue increased 37.8% to $487.4M, while Net income increased 34.4% to $112.6M.
The read at a glance✓ Audited against SEC data
- Earnings — FY2025 net income $112.6MOK
- Profitability — Net income $112.6MOK
- Balance-sheet lens — Credit, capital, funding and liquidityOK
- Accounting — Distress screen not applicable · manipulation and earnings-quality screens not computedNote
- Insiders — 30 buys; 0 sells in 365 daysOK
- Capital — dividends paid were $43.3MNote
Business
GERMAN AMERICAN BANCORP, INC.: German American, through its banking subsidiary German American Bank, operates 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/southwest).
Where the revenue comes from
Fiscal 2025, as GERMAN AMERICAN BANCORP, INC. reports it. History and quarterly detail are in the app.
- Other Revenues$46.0M
- Interchange Fee Income$19.6M
- Wealth Management Fees$16.8M
- Service Charges on Deposit Accounts$15.1M
- Safe deposit box rentals and other non-interest related fees$1.3M
Leadership changes
From GERMAN AMERICAN BANCORP, INC.'s own filings, the day they're filed.
- Andrew M. Seger · Director · appointmenteff. 2025-06-30
- Ronnie R. Stokes · directors · appointmenteff. 2025-02-01
- Thomas W. Seger · director · departureeff. 2024-12-31
Latest filings
- 10-Q · Quarterly report2026-08-06
- 8-K · Company announcement2026-07-27
- 10-Q · Quarterly report2026-05-06
- 8-K · Company announcement2026-05-06
- 8-K · Company announcement2026-04-29
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about GERMAN AMERICAN BANCORP, INC., every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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