Business
FARMERS & MERCHANTS BANCORP INC: Our primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank that has been primarily serving Northwest Ohio, Northeast Indiana and Southeast Michigan since 1897.
Revenue increased 19.6% to $121.4M, while Net income increased 28.4% to $33.3M.
The read at a glance✓ Audited against SEC data
- Earnings — FY2025 net income $33.3MOK
- Profitability — Net income $33.3MOK
- Balance-sheet lens — Credit, capital, funding and liquidityOK
- Accounting — No applicable forensic screenNote
- Insiders — 3 buys; 4 sells in 365 daysOK
- Capital — dividends paid were $12.1M; share repurchases were $362.0KNote
Where the revenue comes from
Fiscal 2025, as FARMERS & MERCHANTS BANCORP INC reports it. History and quarterly detail are in the app.
- Financial Service Other$5.0M
- Bank Servicing$1.4M
Leadership changes
From FARMERS & MERCHANTS BANCORP INC's own filings, the day they're filed.
- Jo Ellen Hornish · Directors · departureeff. 2025-05-20
- Eugene N. Burkholder · Directors · departureeff. 2024-12-17
- Kevin G. Frey · Directors · departureeff. 2024-11-19
Latest filings
- 10-Q · Quarterly report2026-07-29
- 8-K · Company announcement2026-07-27
- 8-K · Company announcement2026-07-07
- 10-Q · Quarterly report2026-04-29
- 8-K · Company announcement2026-04-22
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about FARMERS & MERCHANTS BANCORP INC, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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