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FISERV INC

FISVNasdaq

Built from FISERV INC's own SEC filings · updates as new filings land · sources cited throughout

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← Research LibraryThe BriefFY2025 10-K · headline figures audited against SEC data

Fiserv: Revenue grew 3.6% to $21.193B from $20.456B. Net income grew 11.1% to $3.48B from $3.131B. Free cash flow declined 15.1% to $4.299B from $5.062B. Operating margin contracted 129 bps to 27.45%. Fiserv's annual comparison also shows free cash flow declined despite revenue growth; capital spending grew faster than revenue.

The read at a glance✓ Audited against SEC data
  • Growth — Revenue grew 3.6%OK
  • Profitability — Net income grew 11.1% to $3.48B from $3.131BOK
  • Cash flow — Free cash flow declined 15.1% to $4.299B from $5.062BWatch
  • Margins — Operating margin contracted 129 bps to 27.45%Watch
  • Accounting — No overriding statistical warningNote
  • Insiders — 9 purchases and 0 salesOK

Business

Fiserv provides merchant acquiring, payment, account-processing and financial-technology services.

Where the revenue comes from

Fiscal 2025, as FISERV INC reports it. History and quarterly detail are in the app.

  • Processing and services$16.9B
  • Small Business$6.8B
  • Product$4.3B
  • Digital Payments$3.9B
  • Issuing$3.3B

Leadership changes

From FISERV INC's own filings, the day they're filed.

  • Dhivya Suryadevara · President · departureeff. 2026-07-07
  • Takis Georgakopoulos · Chief Executive Officer · appointmenteff. 2026-06-14
  • Michael P. Lyons · Chief Executive Officer · departureeff. 2026-06-12

Latest filings

  • 10-Q · Quarterly report2026-08-07
  • 8-K · Company announcement2026-08-06
  • 8-K · Company announcement2026-07-07
  • 8-K · Company announcement2026-06-23
  • 8-K · Company announcement2026-06-17
In the full recordFree for 14 days
  • What changed🔒
  • Insider signal🔒
  • Growth quality🔒
  • Margins & accounting🔒
  • Capital allocation🔒
  • Real risks🔒
  • The long arc🔒
  • Company history🔒
  • The filings, readable — with what changed vs the prior year highlighted🔒
  • Full financial statements, industry-aware, sources cited throughout🔒
  • Forensic score history & components — the trend, not one year🔒
  • Ownership: insider buys/sells, clusters, activist stakes🔒
  • Ana — ask about FISERV INC, every answer cited to the official filings🔒

Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.

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