← Research LibraryThe BriefFY2025 10-K · headline figures audited against SEC data
Revenue increased 1.6% to $7.2M, while Net income increased 37.1% to $16.4M.
The read at a glance✓ Audited against SEC data
- Earnings — FY2025 net income $16.4MOK
- Profitability — Net income $16.4MOK
- Balance-sheet lens — Credit, capital, funding and liquidityOK
- Accounting — No applicable forensic screenNote
- Insiders — 1 buys; 0 sells in 365 daysOK
- Capital — dividends paid were $4.0M; share repurchases were $578.0KNote
Business
FIRST CAPITAL INC: Factors that may cause or contribute to these differences include, without limitation, the ability of First Capital, Inc. to execute its business plan; First Capital, Inc.'s ability to control costs and expenses; competitive products and pricing; deposit flows; loan delinquency rates; changes in federal and state legislation and regulation; and other factors disclosed periodically in First Capital, Inc.'s filings with the SEC.
Where the revenue comes from
Fiscal 2025, as FIRST CAPITAL INC reports it. History and quarterly detail are in the app.
- ATM And Debit Card Fees$4.5M
- Service Charges On Deposit Accounts$2.5M
- Product And Service Other$180K
Leadership changes
From FIRST CAPITAL INC's own filings, the day they're filed.
- Michael L. Shireman · director · departureeff. 2024-05-22
- William W. Harrod · Chief Executive Officer · departureeff. 2023-07-01
- Michael C. Frederick · Chief Executive Officer · departureeff. 2023-07-01
Latest filings
- 10-Q · Quarterly report2026-08-12
- 8-K · Company announcement2026-07-24
- 8-K · Company announcement2026-05-22
- 10-Q · Quarterly report2026-05-12
- 8-K · Company announcement2026-04-24
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about FIRST CAPITAL INC, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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