Business
EZCORP operates pawn stores and short-term collateral lending businesses.
EZCORP grew revenue, remained profitable, generated positive free cash flow at a 11.7% operating margin. Inventory and stock compensation grew faster than revenue, but profit and free cash flow were positive.
The read at a glance✓ Audited against SEC data
- Growth — Revenue grew 9.7%OK
- Profitability — Net income grew 31.9% to $109.613M from $83.095MOK
- Cash flow — Free cash flow grew 41.9% to $110.424M from $77.836MOK
- Margins — Operating margin expanded 202 bps to 11.71%OK
- Accounting — Inventory and stock compensation grew faster than revenue, but profit and free cash flow were positiveNote
- Insiders — 0 purchases and 12 salesWatch
Where the revenue comes from
Fiscal 2025, as EZCORP INC reports it. History and quarterly detail are in the app.
- U.S. Pawn$912.5M
- Latin America Pawn$361.8M
Leadership changes
From EZCORP INC's own filings, the day they're filed.
- Michael Croney · Chief Accounting Officer · appointmenteff. 2025-02-10
- Robert J. Hicks · Chief Accounting Officer · appointment
Latest filings
- 10-Q · Quarterly report2026-08-05
- 8-K · Company announcement2026-08-05
- 8-K · Company announcement2026-05-18
- 10-Q · Quarterly report2026-05-06
- 8-K · Company announcement2026-05-06
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about EZCORP INC, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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