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We are a market leader in portfolio purchasing and recovery in the United States and one of the largest credit management services providers in Europe.
ENCORE CAPITAL GROUP INC: Revenue grew 4.3% to $88.39M from $84.78M. Net income turned positive at $257M from a $139M loss. Free cash flow declined 0.2% to $127M from $127M. Operating margin expanded 52340 bps to 708.97%. ENCORE CAPITAL GROUP INC's annual comparison also shows stock compensation grew faster than revenue.
The read at a glance✓ Audited against SEC data
- Growth — Revenue grew 4.3% to $88.39M from $84.78MOK
- Profitability — Net income turned positive at $257M from a $139M lossOK
- Cash flow — Free cash flow declined 0.2% to $127M from $127MWatch
- Margins — Operating margin expanded 52340 bps to 708.97%OK
- Accounting — No forensic score availableNote
- Insiders — 0 purchases and 7 salesWatch
Leadership changes
From ENCORE CAPITAL GROUP INC's own filings, the day they're filed.
- Tomas Hernanz · President · appointmenteff. 2025-04-01
- Wendy Hannam · director · departure
Latest filings
- 8-K · Company announcement2026-08-19
- 8-K · Company announcement2026-08-05
- 10-Q · Quarterly report2026-08-05
- 8-K · Company announcement2026-07-22
- 8-K · Company announcement2026-06-16
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about ENCORE CAPITAL GROUP INC, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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