Business
Citizens is an insurance holding company with international and domestic insurance segments, selling life, endowment, and related products.
Citizens grew premiums and equity, but cash flow fell.
The read at a glance✓ Audited against SEC data
- Business mix — International and domestic life insuranceNote
- Revenue — $255.6M, +4.3%OK
- Net income — $14.6M, -2.2%Note
- FCF — $17.5M, down from $31.3MWatch
- Equity — $235.0M, +11.7%OK
- Insiders — 3 purchases / 0 salesOK
Where the revenue comes from
Fiscal 2025, as CITIZENS, INC. reports it. History and quarterly detail are in the app.
- International Insurance$118.4M
- Domestic Insurance$58.0M
Leadership changes
From CITIZENS, INC.'s own filings, the day they're filed.
- Gerald W. Shields · Chief Executive Officer · departureeff. 2025-04-02
- Jon Stenberg · President · appointmenteff. 2024-03-18
- Wharton School · Chief Executive Officer · appointment
Latest filings
- 8-K · Company announcement2026-08-06
- 10-Q · Quarterly report2026-08-06
- 8-K · Company announcement2026-06-18
- 10-Q · Quarterly report2026-05-07
- 8-K · Company announcement2026-05-07
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about CITIZENS, INC., every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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