← Research LibraryThe BriefFY2025 10-K · headline figures audited against SEC data
Chemung earnings fell, but FCF, equity, and insider purchases improved.
The read at a glance✓ Audited against SEC data
- Business mix — Community banking and wealthNote
- Net income — $15.1M, -36.2%Watch
- FCF — $43.8M, +67.3%OK
- Dividends — $6.3M, -14.1%Watch
- Equity — $254.7M, +18.3%OK
- Insiders — 8 purchases and 5 salesOK
Business
Chemung Financial owns Chemung Canal Trust Company, a New York-based community bank with banking and wealth management activities.
Where the revenue comes from
Fiscal 2025, as CHEMUNG FINANCIAL CORP reports it. History and quarterly detail are in the app.
- Core Banking$84.0M
- WMG$11.9M
Leadership changes
From CHEMUNG FINANCIAL CORP's own filings, the day they're filed.
- Thomas W. Wirth · President · departureeff. 2025-10-01
- Jeffrey P. Kenefick · President · departureeff. 2025-10-01
- Dale M. McKim III · Chief Financial Officer · appointmenteff. 2023-07-01
Latest filings
- 8-K · Company announcement2026-08-19
- 10-Q · Quarterly report2026-08-06
- 8-K · Company announcement2026-07-27
- 8-K · Company announcement2026-07-22
- 8-K · Company announcement2026-06-02
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about CHEMUNG FINANCIAL CORP, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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