Business
Coastal Financial is the bank holding company for Coastal Community Bank and its CCBX banking-as-a-service segment.
Coastal Financial grew FY2025 net income slightly and leaned on CCBX fee activity, but insider activity was all sales.
The read at a glance✓ Audited against SEC data
- Business mix — Community bank and CCBXNote
- Net income — $47.0M, +3.9%OK
- FCF — $246.1M, -1.5%Note
- Equity — $491.0M, +11.9%OK
- CCBX row — $195.7MNote
- Insiders — 0 purchases and 32 salesWatch
- Accounting — Forensic screen unavailableNote
Where the revenue comes from
Fiscal 2025, as COASTAL FINANCIAL CORP reports it. History and quarterly detail are in the app.
- BaaS indemnification income$195.7M
- CCBX$195.7M
- Community Bank$86.5M
- BaaS program income$29.5M
- Treasury & Administration$17.6M
Leadership changes
From COASTAL FINANCIAL CORP's own filings, the day they're filed.
- Brandon Soto · Chief Financial Officer · departureeff. 2026-08-15
- Joel Edwards · Chief Financial Officer · departureeff. 2026-08-15
- Coastal Community Bank · Chief Financial Officer · departureeff. 2026-08-15
Latest filings
- 10-Q · Quarterly report2026-08-07
- 8-K · Company announcement2026-07-30
- 8-K · Company announcement2026-07-30
- 8-K · Company announcement2026-07-30
- 8-K · Company announcement2026-07-23
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about COASTAL FINANCIAL CORP, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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