Business
Community Financial System is a diversified financial services company built around Community Bank, N.A., BPAS employee-benefit services, insurance services, and wealth-management services.
Community Financial System grew FY2025 revenue, net income, and FCF while cutting buybacks, but insiders recorded only sales.
The read at a glance✓ Audited against SEC data
- Business mix — Diversified bankNote
- Revenue — $818.0M, +9.6%OK
- Net income — $210.5M, +15.3%OK
- FCF — $233.3M, +5.3%OK
- Buybacks — $11.2M, -75.6%Note
- Insiders — 0 purchases and 5 salesWatch
- Accounting — Forensic screen unavailableNote
Where the revenue comes from
Fiscal 2025, as COMMUNITY FINANCIAL SYSTEM, INC. reports it. History and quarterly detail are in the app.
- Banking And Corporate Services$588.8M
- Employee Benefit Services$142.4M
- Insurance Services$54.4M
- Wealth Management Services$39.4M
Leadership changes
From COMMUNITY FINANCIAL SYSTEM, INC.'s own filings, the day they're filed.
- Commercial Banking · President · appointmenteff. 2026-01-01
- Jeffrey M. Levy · President · departureeff. 2026-01-01
- Susan E. Skerritt · member · departureeff. 2025-02-13
Latest filings
- 8-K · Company announcement2026-08-21
- 10-Q · Quarterly report2026-08-07
- 8-K · Company announcement2026-07-28
- 8-K · Company announcement2026-06-01
- 8-K · Company announcement2026-05-22
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about COMMUNITY FINANCIAL SYSTEM, INC., every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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