Business
Capital Bancorp is a Maryland bank holding company for Capital Bank, a commercial-focused community bank based in the Washington, D.C. and Baltimore markets, with OpenSky, Windsor Advantage, and home-loan divisions.
Capital Bancorp nearly doubled FY2025 net income and grew equity, but buybacks jumped and insider activity was mixed.
The read at a glance✓ Audited against SEC data
- Business mix — Commercial bank plus OpenSkyNote
- Net income — $57.2M, +84.6%OK
- Equity — $401.8M, +13.1%OK
- Buybacks — $11.7M, +738.5%Watch
- Dividends — $7.3M, +38.3%Note
- Insiders — $18.7K purchase and 3 salesWatch
- Accounting — Forensic screen unavailableNote
Where the revenue comes from
Fiscal 2025, as Capital Bancorp Inc reports it. History and quarterly detail are in the app.
- Commercial Bank$140.0M
- Open Sky$78.3M
- Windsor AdvantageTM$19.6M
- CBHL$7.3M
Leadership changes
From Capital Bancorp Inc's own filings, the day they're filed.
- Steven M. Poynot · President · appointmenteff. 2026-01-01
- Connie Egan · Chief Accounting Officer · departureeff. 2025-11-14
- Jacob Dalaya · Chief Financial Officer · appointmenteff. 2025-11-13
Latest filings
- 8-K · Company announcement2026-08-14
- 10-Q · Quarterly report2026-08-07
- 8-K · Company announcement2026-07-27
- 8-K · Company announcement2026-06-17
- 8-K · Company announcement2026-06-01
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about Capital Bancorp Inc, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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