Business
Carter Bankshares is a bank holding company for Carter Bank & Trust, a Virginia state-chartered bank with branches in Virginia and North Carolina.
Carter Bankshares improved FY2025 revenue, net income, and equity while repurchasing $20.0M of stock, but insider sales outnumbered purchases.
The read at a glance✓ Audited against SEC data
- Business mix — VA/NC community bankNote
- Revenue — $20.3M, +4.6%OK
- Net income — $31.4M, +27.9%OK
- Equity — $419.7M, +9.2%OK
- Buybacks — $20.0MNote
- Insiders — 1 purchase / 6 salesWatch
- Accounting — Forensic screen unavailableNote
Where the revenue comes from
Fiscal 2025, as Carter Bankshares, Inc. reports it. History and quarterly detail are in the app.
- Debit Card Interchange Fees$7.9M
- Service Charges on Deposit Accounts$5.8M
- Other Fees and Other Income$3.8M
- Annual Commission on Investment$2.5M
- Customer Commissions$195K
Leadership changes
From Carter Bankshares, Inc.'s own filings, the day they're filed.
- E. Warren Matthews · Directors · departureeff. 2025-03-18
Latest filings
- 8-K · Company announcement2026-08-17
- 8-K · Company announcement2026-08-11
- 10-Q · Quarterly report2026-08-06
- 8-K · Company announcement2026-07-27
- 8-K · Company announcement2026-07-23
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about Carter Bankshares, Inc., every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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