Business
Credit Acceptance provides auto-financing programs that help dealers sell vehicles to consumers regardless of credit history.
Credit Acceptance grew FY2025 revenue 7.2% and net income 71.0%, but FCF fell, equity declined, and insider sales were heavy.
The read at a glance✓ Audited against SEC data
- Business mix — Auto financeNote
- Revenue — $2.32B, +7.2%OK
- Net income — $423.9M, +71.0%OK
- FCF — $1.05B, -7.3%Watch
- Buybacks — $725.4M, +131.5%Note
- Insiders — 0 purchases / 23 salesWatch
- Accounting — Forensic screen unavailableNote
Leadership changes
From CREDIT ACCEPTANCE CORP's own filings, the day they're filed.
- Joseph Billante · Chief Financial Officer · appointmenteff. 2026-07-27
- Kenneth S. Booth · directors · departureeff. 2026-07-21
- Vinayak R. Hegde · Chief Executive Officer · appointmenteff. 2025-11-13
Latest filings
- 8-K · Company announcement2026-08-25
- 8-K · Company announcement2026-08-04
- 10-Q · Quarterly report2026-08-04
- 8-K · Company announcement2026-07-24
- 8-K · Company announcement2026-07-22
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about CREDIT ACCEPTANCE CORP, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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