Business
BV Financial is the holding company for BayVanguard Bank, a Maryland-chartered commercial bank headquartered in Baltimore.
BV Financial grew FY2025 net income 15.1% and cut debt, while buybacks rose and equity declined.
The read at a glance✓ Audited against SEC data
- Business mix — Maryland community bankNote
- Assets — $912.2MNote
- Net income — $13.5M, +15.1%OK
- Debt — $35.0M, -29.8%OK
- Equity — $183.8M, -6.0%Watch
- Insiders — 0 purchases / 5 salesWatch
- Accounting — Bank screen unavailableNote
Where the revenue comes from
Fiscal 2025, as BV Financial, Inc. reports it. History and quarterly detail are in the app.
- Debit Card$706K
- Deposit Account$462K
Leadership changes
From BV Financial, Inc.'s own filings, the day they're filed.
- Consulting Period · departure
Latest filings
- 10-Q · Quarterly report2026-08-12
- 8-K · Company announcement2026-07-24
- 8-K · Company announcement2026-06-01
- 10-Q · Quarterly report2026-05-11
- 8-K · Company announcement2026-05-08
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about BV Financial, Inc., every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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