Business
Bank of the James Financial Group is a bank holding company headquartered in Lynchburg, Virginia, with retail banking through Bank of the James.
Bank of the James is a Lynchburg, Virginia community bank with FY2025 net income up 13.6%, higher equity, and broad insider buying.
The read at a glance✓ Audited against SEC data
- Business mix — Virginia community bankNote
- Net income — $9.0M, +13.6%OK
- Equity — $80.0M, +23.4%OK
- Dividend — $1.8M, flatNote
- Segment row — Community Banking $4.3MNote
- Insiders — $179.4K purchases / 0 salesOK
- Accounting — Forensic screens unavailableNote
Leadership changes
From BANK OF THE JAMES FINANCIAL GROUP INC's own filings, the day they're filed.
- Eric J. Sorenson Jr · appointmenteff. 2026-01-01
- J. Todd Scruggs · director · departure
Latest filings
- 10-Q · Quarterly report2026-08-12
- 8-K · Company announcement2026-07-30
- 8-K · Company announcement2026-05-20
- 10-Q · Quarterly report2026-05-12
- 8-K · Company announcement2026-04-30
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about BANK OF THE JAMES FINANCIAL GROUP INC, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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