Business
AmeriServ Financial is a bank holding company for AmeriServ Financial Bank, with banking, bank-related services, and trust and wealth management services.
AmeriServ compact revenue fell 6.3%, net income rose 55.8% to $5.6M, and insiders bought with no sells.
The read at a glance✓ Audited against SEC data
- Business mix — Community banking and wealth servicesNote
- Revenue — Compact revenue fell 6.3%Watch
- Profitability — Net income rose 55.8%OK
- Capital return — $2.0M dividends; $1.5M buybacksNote
- Balance sheet — Equity rose 11.2%OK
- Insiders — 6 buys / 0 sellsOK
- Accounting — Forensic screen unavailableNote
Where the revenue comes from
Fiscal 2025, as AMERISERV FINANCIAL INC /PA/ reports it. History and quarterly detail are in the app.
- Wealth management fees$11.6M
- Other$1.9M
- Service charges on deposit accounts$1.1M
Latest filings
- 10-Q · Quarterly report2026-08-14
- 8-K · Company announcement2026-07-24
- 8-K · Company announcement2026-07-23
- 8-K · Company announcement2026-07-21
- DEF 14A · Annual proxy (pay & governance)2026-06-08
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about AMERISERV FINANCIAL INC /PA/, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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