Business
Aflac sells supplemental health and life insurance in Japan and the United States. The core promise is simple: cash benefits when policyholders face covered sickness, injury, hospitalization, cancer, disability, or related events.
Aflac remains a Japan-heavy supplemental insurer, with FY2025 revenue and earnings down while capital returns rose.
The read at a glance✓ Audited against SEC data
- Growth — Revenue -9.3% to $17.16BWatch
- Profitability — Net income -33.0% to $3.65BWatch
- Cash — Operating cash flow -5.6%Watch
- Margins — Net margin -752 bps to 21.24%Watch
- Capital — Buybacks +26.1%; dividends +10.2%Note
- Insiders — 0 open-market buys / 76 sellsWatch
Where the revenue comes from
Fiscal 2025, as AFLAC INC reports it. History and quarterly detail are in the app.
- Aflac Japan$9.4B
- Aflac U.S.$6.9B
- Corporate and other$1.3B
Leadership changes
From AFLAC INC's own filings, the day they're filed.
- Aflac Incorporated · Chairman · appointmenteff. 2024-01-01
- Robin Blackmon · President · appointmenteff. 2023-12-31
- Aflac Incorporated · Directors · departureeff. 2023-06-09
Latest filings
- 10-Q · Quarterly report2026-08-07
- 8-K · Company announcement2026-08-06
- 8-K · Company announcement2026-06-30
- 8-K · Company announcement2026-05-28
- 8-K · Company announcement2026-05-14
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about AFLAC INC, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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