← Research LibraryThe BriefFY2025 10-K · headline figures audited against SEC data
ACNB grew through the Traditions acquisition, lifted payouts, and expanded equity, with credit allowance judgment still central.
The read at a glance✓ Audited against SEC data
- Business mix — Pennsylvania and Maryland bank plus insurance agencyNote
- Revenue — Revenue +45.1% to $191.8MOK
- Profitability — Net income +16.3% to $37.1MOK
- Capital — Dividends +34.2% to $14.4MOK
- Buybacks — Buybacks rose to $11.2MWatch
- Balance sheet — Equity +38.5% to $420MOK
- Insiders — 5 buys / 4 sells; $27.8K boughtNote
Business
ACNB is a Gettysburg, Pennsylvania financial holding company for ACNB Bank and ACNB Insurance Services, serving banking, mortgage, wealth management, trust, brokerage, and insurance markets.
Where the revenue comes from
Fiscal 2025, as ACNB CORP reports it. History and quarterly detail are in the app.
- Gain from mortgage loans held for sale$5.3M
- Service charges on deposits$4.8M
- Wealth management$4.5M
- ATM debit card charges$3.6M
Leadership changes
From ACNB CORP's own filings, the day they're filed.
- Elizabeth F. Carson · director · appointment
- Traditions Bank · director · appointment
- Eugene J. Draganosky · director · appointment
Latest filings
- 10-Q · Quarterly report2026-08-06
- 8-K · Company announcement2026-07-29
- 8-K · Company announcement2026-07-23
- 10-Q · Quarterly report2026-05-07
- 8-K · Company announcement2026-05-06
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about ACNB CORP, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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