Business
American Coastal is a holding company focused on commercial property and casualty insurance, principally through American Coastal Insurance Company in Florida.
American Coastal grew profit and equity, but free cash flow fell sharply and reserves remain the key accounting risk.
The read at a glance✓ Audited against SEC data
- Business mix — Florida-focused commercial property insurerNote
- Revenue — Revenue +13.1% to $335MOK
- Profitability — Net income +41.1% to $106.8MOK
- Cash quality — Free cash flow -70.9% to $70.9MWatch
- Capital — Dividends fell to $0Note
- Balance sheet — Equity +34.8% to $318MOK
- Insiders — 5 buys / 1 sell; $49K boughtNote
Where the revenue comes from
Fiscal 2025, as AMERICAN COASTAL INSURANCE Corp reports it. History and quarterly detail are in the app.
- Segment Discontinued Operations$7.8M
Leadership changes
From AMERICAN COASTAL INSURANCE Corp's own filings, the day they're filed.
- Troy Crawford · Chief Underwriting Officer · appointmenteff. 2026-02-17
- B. Bradford Martz · Chief Executive Officer · appointmenteff. 2025-02-11
- Svetlana Castle · Chief Financial Officer · appointmenteff. 2024-01-22
Latest filings
- 10-Q · Quarterly report2026-08-06
- 8-K · Company announcement2026-08-05
- 8-K · Company announcement2026-05-29
- 8-K · Company announcement2026-05-15
- 10-Q · Quarterly report2026-05-08
In the full recordFree for 14 days
- What changed🔒
- Insider signal🔒
- Growth quality🔒
- Margins & accounting🔒
- Capital allocation🔒
- Real risks🔒
- The long arc🔒
- Company history🔒
- Main tension🔒
- The filings, readable — with what changed vs the prior year highlighted🔒
- Full financial statements, industry-aware, sources cited throughout🔒
- Forensic score history & components — the trend, not one year🔒
- Ownership: insider buys/sells, clusters, activist stakes🔒
- Ana — ask about AMERICAN COASTAL INSURANCE Corp, every answer cited to the official filings🔒
Every figure comes from the company's filings, and analysis whose figures don't match SEC data is rejected before publication.
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